Spey Register

Keep, manage, and access records for luxury assets, all in one place.

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Upload

An item is submitted for financing in minutes by providing item attritubes and supporting evidence. Items can be catalogued anytime for collection management.

Validate

An authorised verifier validates selected details, and the registry record advances through a defined lifecycle: Created, Pending Verification, Verified, Encumbered, and Released.

Record

After loan approvals an encumbrance is logged and transfer lock applied. Encumbrances mirror lender actions, with all changes append-only and auditable.

Verify

Permitted lenders can check for existing encumbrances to reduce double-pledging risk. Information is shared securely on a role-based, need-to-know basis.

Details about financing

All of the important details about Spey financing are right here.
Market availability
UK residents
Item value range
£5000-£50000
Eligible asset classes
Paintings, sculpture, furniture, watches, jewellery
Eligible partners
Auction houses, specialist dealers, galleries
Buyer upfront payment
c.35% sale value plus fees
Typical buyer APR
20.5%
Payment term
12 months
First payment date
One month from first drawdown
Time between payments
One month
Payment method
Direct bank transfer
Available from
Q4 2023

Get in touch

Contact us for more information, or to find out how you can start selling with Spey.

Secured finance
Verified customers
Financing within minutes
+44 020 8242 6305
20 Arlington Street, London SW1A 1RG
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Interested in simplifying your luxury asset management?

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