Who we are

Powering transformation in collecting.

Empowering collectors

We provide financial solutions designed for today’s collectors, dealers, galleries, and auction houses. This includes personal loans secured against fine art, jewellery, watches, or other luxury assets, as well as point-of-sale financing and business lending for industry specialists.

Our forward-thinking approach combines the latest in technology and financial services, tailored specifically to the needs of collectors and the businesses catering to them. We work with established lenders to ensure we consistently offer competitive rates across all the finance solutions we provide.

£8.1 billion
The value of UK art and antiques market in 2024, the second largest globally.
9.2%
The current rate of growth in art secured lending globally.
90%
Of retail merchants would start offering POS finance if backed by a regulated bank.

Our unique approach

AI powered assessment

Enhancing efficiency

Our human-centred approach leverages recent advances in AI and large language models (LLMs) to empower experts to assess assets with unprecedented efficiency, bringing greater transparency and speed to our loan application processing.

Tokenising assets

Enabling digital transformation

We are providing collectors with access to the next frontier of art and collectibles finance by leveraging blockchain technology to tokenise luxury assets, increasing liquidity and streamlining ownership and transfer.

Why choose Spey?

Smart financing

Our innovative solutions streamline purchases, sales, and liquidity while unlocking new ways to earn from your collection.

Deep expertise

Our team brings a wealth of knowledge and experience from the technology, finance, sustainability, and fine art sectors.

Bridging tradition

At the intersection of culture and technology, Spey is redefining how collectors, investors, and businesses engage with the market.

Looking for a partner where you can buy and sell with Spey?

Contact us