What Spey Pay offers

To your collectors

Making collecting easy.

Pay in equal monthly instalments

Instalments spread over 12–60 months

Typically for purchases up to £50,000

Competitive interest rates from our partner lenders

Take ownership immediately

To you

Boosting sales.

Items sell faster

Higher average order value

Still get paid up front

Easy setup with low cost to you

Offer attractive financing options from reputable lenders

How to partner with Spey

If you’re interested in partnering with Spey, simply complete our Partnership contact form and a member of our team will be in touch as soon as possible.

Trusted lenders

Our partnerships with reputable lenders enable us to offer competitive rates and flexible terms for you and your collectors. All offers are subject to lender onboarding and approval. Specific product features are available upon request and once lender arrangements are confirmed.

Fast checkout integration

If you’d like to add Spey Pay to your checkout to deliver a seamless customer experience, we’ll provide hands-on support to ensure it’s set up within days.

Streamlined compliance

Our expert team will guide you through the authorisation steps with the FCA and our lenders.

Details about financing

All of the important details about Spey financing are right here.

Market availability

UK residents

Item value range

£5000-£50000

Eligible asset classes

Paintings, sculpture, furniture, watches, jewellery

Eligible partners

Auction houses, specialist dealers, galleries

Buyer upfront payment

c.35% sale value plus fees

Typical buyer APR

20.5%

Payment term

12 months

First payment date

One month from first drawdown

Time between payments

One month

Payment method

Direct bank transfer

Available from

Q4 2023

Get in touch

Secured finance

Verified customers

Financing within minutes

+44 020 8242 6305

20 Arlington Street, London SW1A 1RG

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