Consignor Advance

Get up to 50% paid up front, repay when your item is sold

Get paid up front

Why wait for your item to sell before getting paid when you can get up to 50% of its value paid to you up front.

Just consign an item for sale with one of our network of expert partners with an eligible value, typically between £5,000 and £100,000, and get paid within days if you’re approved, meaning more money in your pocket.

Representative APR of 26.5% on your advance, up to a maximum of 6 months, and if your item sells sooner you'll pay less interest. The advance and accrued interest can be repaid automatically from your sale proceeds.

Why choose Consignor Advance?

Get paid now

Boost your cash flow by getting a portion of the expected proceeds without waiting for the sale.

Commission free

Spey takes no commission on sale proceeds, just pay interest on the advance until the item is sold.

Affordable

We take the item value into account as well as your finances, so a Consignor Advance is more affordable than you think.

Step-by-step

Consign your item with one of our specially selected partners and let them know you’re interested in a Consignor Advance.

Apply online in minutes and receive a response within 2 days.

Sign into our dashboard with your Spey account to confirm your offer.

Receive your funds within a couple of days.

The advance and interest can be automatically repaid from the sale proceeds. If the item doesn't sell a new contract can be agreed.

Why choose Spey?

It’s fast, easy and secure

Apply online and get a decision within 2 days, while the latest in encryption and ID verification technology keep your data secure.

Made for collectors

Conveniently finance your purchase or sale through our network of partner auction houses, marketplaces and dealers.

Tailored to you

Get a unique finance offer based on the item you'd like to finance and a holistic view of your circumstances, not just credit score.

Want to get paid up front?

Contact us