Empower your collectors

Offer Spey finance to your collectors and make collecting easy for them by allowing buyers to spread the cost and sellers to get paid up front. We’ll manage the financing for your collectors, allowing you to focus on growing your business.

There are no ongoing fees after setup, no commission on your sales, and the setup charge is only due once your collectors start using Spey finance, meaning you can enjoy benefits of partnering with Spey with no risk.

Why Partner with Spey?

Faster sales

When buyers can pay over time, they will make purchases and bids more often, boosting sales speed and value.

More sales

When sellers can get paid upfront they will consign more items for sale, increasing sales volume.

Full payment

Get paid up front and in full for all sales with Spey finance, with no fees or commission.

Purchase Finance

Speed up sales

Up to 80% of purchase price (excl. fees)

You’re paid in full up front

Buyer repays in 12 monthly payments

Representative APR 25% on financed amount

No fees or commission for you

Consignor Advance

Increase sales

Up to 50% of estimated item value

Repaid from sale proceeds

Up to 6 month term for item sale

Representative APR 26.5% on seller advance

No fees or commission for you

How to partner with Spey

If you’re interested in partnering with Spey, just complete our Partnership contact form. A member of our team will be in contact with you as soon as possible.

Referring customers to Spey

Once you’re setup as a Spey partner you are free to advertise Spey’s financing service to your collectors and make referrals to us, and we’ll handle the rest.

Partnering with Spey is safe

You will receive secure payment for the financed portion of anything bought with purchase finance in your settlement period, and proceeds from items sold with Consignor Advance still go to you first.

Partnering with Spey is secure

Spey uses the latest identity verification and encryption technology to make sure your customers are who they say they are and keep their data secure, allowing you to sell with confidence.

Item verification is easy

With Consignor Advance we’ll request information from you to verify its eligibility for finance, and with Purchase Finance we’ll use our specially developed Spey Insights technology to assess the item rapidly.

Fees

There are no ongoing fees or commission, so no impact of your margins. There is a £1,000 setup charge, but this only due once your collectors start using Spey finance, making partnering with Spey risk free.

Details about financing

All of the important details about Spey financing are right here.

Market availability

UK residents

Item value range

£5000-£50000

Eligible asset classes

Paintings, sculpture, furniture, watches, jewellery

Eligible partners

Auction houses, specialist dealers, galleries

Buyer upfront payment

c.35% sale value plus fees

Typical buyer APR

20.5%

Payment term

12 months

First payment date

One month from first drawdown

Time between payments

One month

Payment method

Direct bank transfer

Available from

Q4 2023

Get in touch

Secured finance

Verified customers

Financing within minutes

+44 020 8242 6305

20 Arlington Street, London SW1A 1RG

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